What to Say to an Insurance Adjuster after a Car Accident in MD

person looking at damaged car

If you were in a car accident, you will likely need to communicate with an insurance adjuster. It is important that you know how to do so. Continue reading and reach out to our Baltimore County car accident attorneys to learn more. Below are some tips:

How should I speak with an insurance adjuster after a car accident?

  • First and foremost, it is important to recognize that you should never speak with an insurance company before retaining the services of a personal injury attorney. This is because insurance companies are businesses, and in many instances, they care more about their bottom line than they do about you retrieving the compensation you need to move forward. To be blunt, they are not your advocate, but our legal team is. Our firm will make sure that you do not get a lowball settlement or sign any paperwork that is unfair or puts you at a disadvantage.
  • You should also keep in mind that in most cases, insurance adjusters will use sneaky tricks to try and get you to oppose yourself or de-emphasize your injuries. This is why it is so important that you obtain medical documentation and bills affecting your injuries, as we can use these concrete facts to establish the extent of your injuries and the damages you’ve sustained. Again, having an attorney present during these conversations can make sure that you do not fall into any of their traps or answer a trick question “incorrectly.”
  • In many instances, after an accident, the other party’s insurance company will try to send you to a certain auto body shop. You do not have to abide by this advice. Usually, they have deals worked out with these shops, and if you decide on that shop, you may acquire an estimate that does not fully cover the cost of the damage done to your car. The bottom line is that if you have an auto body shop that you trust, you should choose that one instead.
  • As previously stated, insurance companies will offer you a lowball settlement to start. If you deny this settlement, don’t be surprised if the insurance company all of sudden gives you the silent treatment. This is because they are expecting that you will wait longer than the statute of limitations allows to file your claim. Our firm can keep after the insurance company to ensure that they respond in a timely fashion and cooperate with us at all times.

Our firm is here to help if you have any questions or concerns. We are just one call today.


If you have been injured due to another party’s negligence and require strong legal representation, contact Markey & Orsi today to schedule a consultation.

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