For the most part, when we go to work every day, we do not expect to become injured. Unfortunately, this is not always the case. While some jobs are more dangerous than others, it is possible for an accident to happen at any workplace. If you are injured on the job, you may be entitled to workers’ compensation. Read on to learn more about Maryland’s workers’ compensation laws.
What is Workers’ Compensation?
If an employee is injured on the job, financial compensation is available to him or her. This is known as workers’ compensation. Workers’ compensation is a type of insurance that the majority of employers are required to have in case their employees become injured on the job. This exists so employees do not lose their jobs if they become injured at work. Through this compensation, those who are injured are able to collect benefits that assist them while they are unable to work. This can cover medical bills, lost wages, and any lost future wages. In addition to this, employees may have the right to other benefits such as:
- Medical care
- Supplemental benefits
- Social security benefits
- Death benefits
- Long term benefits in the event that they are no longer able to work
How can I obtain workers’ compensation benefits?
If you are injured on the job, there are some important steps to take:
- You should immediately notify your employer that an accident occurred. He or she should then file an accident report.
- Call 911. The police can send an ambulance to the scene, interview witnesses, and more.
- Seek medical attention. Going to the hospital will ensure that your injuries are properly treated, while simultaneously providing you with proof of the origin and extent of your injuries. This can play an important role in a personal injury case.
- Work with an experienced personal injury attorney to file your claim.
Once you file a claim and your claim is approved, you may receive temporary total disability payments as long as you are unable to return to work. If your claim is denied, you may be able to attend a hearing with the Workers’ Compensation Commission, where a commissioner will assess both sides of the situation and make a decision accordingly.
Our firm understands how difficult a workplace injury can be and we are here to advocate for you. Reach out today to speak with a skilled and dedicated personal injury attorney.
CONTACT OUR EXPERIENCED MARYLAND FIRM
The legal team at Markey & Orsi has proudly represented injured clients throughout the state of Maryland for almost 30 years. If you have been injured due to another party’s negligence and require strong legal representation, contact Markey & Orsi today to schedule a consultation.