When you are involved in a car accident, understanding the steps you must take to recover compensation is critical. Unfortunately, many are unsure what they need to take into consideration, leaving them vulnerable to bear the burden of medical expenses they did not cause. As such, understanding how you can recover compensation for the damages you’ve sustained is critical. The following blog explores how a Baltimore County auto accident attorney can help you fight for the compensation you deserve is critical.
Who Is Responsible for Medical Expenses After an Accident?
When you are injured in a car accident, it’s important to understand that you will likely require immediate medical treatment. As such, you should understand that initially, you may need to rely on your Personal Injury Protection (PIP) insurance. This will generally cover a certain amount of the medical bills you endured during the injury based on the coverage you carry.
If your PIP insurance doesn’t cover the full amount of the medical bills you’ve endured, you’ll find that you can also rely on your health insurance to cover the cost of your expenses. However, it’s important to understand that as medical care can be incredibly expensive, you may still have costs your insurance will not cover, leaving you responsible for making these payments. As such, you may need to sue the other driver to recover compensation for these expenses
Additionally, you’ll find that some insurance companies pay medical bills, and they will place a subrogation lien. Essentially, this allows the insurance company the right to collect compensation for the expenses they’ve covered should you file a lawsuit against the negligent party and recover funds.
Do I Sue the Driver or Their Insurance Company For Damages?
If you are interested in filing a lawsuit against a negligent party, you may not know whether or not you should file against the driver or their insurance company. Generally, you will sue the negligent party, but their insurance will generally cover the cost to ensure you recover the funds you deserve. However, if the driver is uninsured, they can be held personally liable for these damages.
It’s also important to understand that the insurance covering the costs is not to say the driver will get off the hook, as their negligence will likely result in a
Can an Attorney Help Me During This Process?
As you can see, there are several considerations you must make when filing a lawsuit against a negligent driver. As such, it’s in your best interest to connect with an experienced attorney who can help you through these challenging times.
You should also note that connecting with an attorney is critical as Maryland is a contributory negligence state. This essentially means that you will be prevented from recovering compensation if you contributed in any way to the injuries you sustained. However, working with an attorney can help protect your rights during these times.
At the Law Offices of Markey & Orsi, our legal team will do everything in our power to assist you through these challenging times. Connect with us today to discuss the circumstances of your case so we can adequately assess your case. Our team is committed to helping you through these complex matters to fight for the funds you deserve.
